As a client of BMO, it is important to understand the terms outlined in the BMO client agreement. This agreement sets out the terms and conditions that govern the relationship between you and BMO, including the products and services offered, fees and charges, and your rights and responsibilities.

One important aspect of the BMO client agreement is the section on fees and charges. This section outlines the fees that may be charged for various services, including account maintenance fees, transaction fees, and overdraft fees. It is important to review this section carefully to understand the fees that may be charged and how they are calculated. By being aware of these fees, you can avoid unexpected charges and better manage your finances.

Another important section of the BMO client agreement is the section on account access. This section details the various ways in which you can access your account, including online banking, mobile banking, and in-branch services. It also outlines the security measures in place to protect your account information and how to report any unauthorized access or transactions.

The BMO client agreement also covers your rights and responsibilities as a client. This includes the obligation to provide accurate information and maintain the security of your account information. It also outlines the steps you should take if you suspect fraud or unauthorized activity on your account.

Overall, the BMO client agreement is an important document that outlines the terms and conditions of your relationship with the bank. By understanding the terms outlined in this agreement, you can make more informed decisions about your finances and avoid unexpected charges or issues. It is important to review the agreement carefully and ask any questions you may have to ensure that you fully understand your rights and responsibilities as a BMO client.